Apply for nedbank personal loans – Loans & Insurance

Apply for nedbank personal loans

Whatever your need – making the seemingly impossible possible, paying an unexpected medical bill, doing home repairs or improvements, furthering your or a family member’s education, purchasing a second-hand car, repairing appliances or even consolidating multiple loans – a personal loan can be a stepping stone to better your life.

You can have peace of mind that we will offer you the right loan amount at a great interest rate customized to your financial need, ensuring that you maintain a good credit record.

Personal Loan features and benefits

  • Loans available from R2 000 to R300 000*
  • Flexible repayment periods from 6 up to 72 months.
  • Monthly repayments debited from your bank account.
  • The best possible interest rate that we can offer you.
  • Easy online loan application  process.
  • Apply for your loan on the Nedbank Money app in just a few quick taps. Click on ‘More’ > ‘Apply’ > ‘Apply for a loan’. It’s quick and easy. Apply today and we’ll call you back. Don’t have the latest version of the Money app? Click here  to download.
  • If your loan is approved, we will deposit the money directly into your bank account.
  • When you take out a personal loan, it is compulsory to have loan protection cover for death, disability and retrenchment. Nedbank Personal Loan Protection Insurance has been specially developed to help pay off your outstanding debt should you be unable to make your loan repayments in the event of your death, disablement or retrenchment. Or you can take out an insurance policy of your choice provided it has all the necessary benefits. Ask about our loan insurance when you apply for your loan.


  • Representative example: Loan amount of R50 000 borrowed over 60 months.
    Annual maximum interest rate: 25.25%
    Initiation fee: R1 207.50
    Monthly admin fee: R69
    Max APR: 29.86%
    Total amount payable: R96 801

Please click on the personal loan calculator link below to calculate your specific loan requirements.


How to apply

  • You must be employed under a permanent or fixed-term contract, or be self-employed.


  • You must earn at least R3 500 per month, paid electronically into your bank account.

What you need to apply?

  • Your valid barcoded South African identity document or smart card ID.
  • Your most recent payslip(s) for one month or your letter of employment if you are a contract worker.
  • Your stamped bank statements for the last 3 months (reflecting your salary). If you bank with Nedbank, ABSA or Standard Bank, we will be able to arrange this on your behalf.


*All loan applications are subject to final credit approval and terms and conditions, including certain income source criteria.

Visit our online personal loan application  to get started.


Click here  to read some true loan stories from clients who share their experiences of how their personal loan has paid them back.


Nedbank 135 Rivonia Road Sandown Sandton 2196 South Africa

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